/* =================================
------------------------------------
  LOANS2GO | Loans HTML Template
  Version: 1.0
 ------------------------------------
 ====================================*/

/*----------------------------------------*/
/* Template default CSS */
/*----------------------------------------*/

html,
body {
	height: 100%;
	font-family: "Open Sans", sans-serif;
	-webkit-font-smoothing: antialiased;
	}

h1,
h2,
h3,
h4,
h5,
h6 {
	margin: 0;
	color: #22242b;
	font-weight: 600;
}

h1 {
	font-size: 70px;
}

h2 {
	font-size: 36px;
}

h3 {
	font-size: 30px;
}

h4 {
	font-size: 24px;
}

h5 {
	font-size: 18px;
}

h6 {
	font-size: 16px;
}

p {
	font-size: 14px;
	color: #74757b;
	line-height: 2;
}

img {
	max-width: 100%;
}

input:focus,
select:focus,
button:focus,
textarea:focus {
	outline: none;
}

a:hover,
a:focus {
	text-decoration: none;
	outline: none;
}

ul,
ol {
	padding: 0;
	margin: 0;
}

/*  REGISTRATION-CHECK START *//*REG-CHECK SECTION ENDS*/
/* --- Registration Check Section --- */
.registration-check-section {
    background: url('img/yflbg.jpg') no-repeat center center/cover;
    position: relative;
    padding: 80px 0;
}

.registration-check-section::before {
    content: "";
    position: absolute;
    top: 0; left: 0;
    width: 100%; height: 100%;
    background: rgba(0,0,0,0.6); /* dark overlay */
    z-index: 1;
}

.registration-check-section .container {
    position: relative;
    z-index: 2; /* content above overlay */
}

.registration-check-section .check-card {
    background: rgba(0,0,0,0.8);
    border-radius: 12px;
    padding: 40px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.4);
}

.registration-check-section h3 {
    color: #fff;
}

.registration-check-section .btn-yes,
.registration-check-section .btn-no {
    width: 120px;
    font-weight: bold;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.registration-check-section .btn-yes {
    background-color: #28a745;
    color: #fff;
}

.registration-check-section .btn-yes:hover {
    background-color: #218838;
}

.registration-check-section .btn-no {
    background-color: #dc3545;
    color: #fff;
}

.registration-check-section .btn-no:hover {
    background-color: #c82333;
}

/* --- Loan Application Section --- */
.loan-application-section {
    background: url('img/yflbg.jpg') no-repeat center center/cover;
    position: relative;
    padding: 60px 0;
}

.loan-application-section::before {
    content: "";
    position: absolute;
    top:0; left:0;
    width: 100%; height: 100%;
    background: rgba(0,0,0,0.6);
    z-index: 1;
}

.loan-application-section .container {
    position: relative;
    z-index: 2;
}

.loan-application-section h2 {
    color: #fff;
    margin-bottom: 40px;
}

.loan-application-section form {
    background: rgba(0,0,0,0.85);
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.5);
    color: #fff;
}

.loan-application-section .form-label {
    color: #fff;
}

.loan-application-section .form-control {
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.3);
    color: #fff;
    border-radius: 8px;
}

.loan-application-section .form-control:focus {
    background: rgba(255,255,255,0.2);
    color: #fff;
    border-color: #28a745;
    box-shadow: 0 0 5px rgba(40,167,69,0.5);
}

.loan-application-section .btn-success {
    background-color: #28a745;
    border-color: #28a745;
    font-weight: bold;
    transition: all 0.3s ease;
}

.loan-application-section .btn-success:hover {
    background-color: #218838;
    border-color: #1e7e34;
}

/* Responsive spacing */
@media(max-width: 768px) {
    .registration-check-section .check-card,
    .loan-application-section form {
        padding: 20px;
    }
}

/*LOAN SECTION BEGIN*/

/* Loans Section */
.loans-section {
  background: #f8f9fa; /* light gray background */
  padding: 60px 0;
}

.loans-section h2 {
  font-size: 28px;
  font-weight: 700;
  color: #f43f00;
  margin-bottom: 20px;
}

.loans-section .loans-text {
  background: #fff; 
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0px 4px 12px rgba(0,0,0,0.1);
}

.loans-section .loans-text p {
  font-size: 16px;
  line-height: 1.6;
  color: #444;
  margin-bottom: 15px;
}

.loans-section .loans-text strong {
  color:black; /* highlight important text */
}

.loans-section h5 {
  font-size: 20px;
  font-weight: 600;
  margin-top: 25px;
  margin-bottom: 15px;
  color: #222;
}

.loans-section .site-btn {
  display: inline-block;
  background: #f43f00;
  color: #fff;
  padding: 12px 25px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: 600;
  transition: 0.3s;
}

.loans-section .site-btn:hover {
  background: #d93b00;
  color: #fff;
}

/*LOAN SECT END*/

/*Business Loan Section start*/

/* Business Loan Section */
.business-loan-section {
    background: url('img/yflbg.jpg') no-repeat center center/cover;
    color: #fff;
    position: relative;
    padding: 120px 30px 80px 30px;
}

/* Optional dark overlay */
.business-loan-section::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0,0,0,0.5);
    z-index: 1;
}

.business-loan-section .container {
    position: relative;
    z-index: 2; /* keep content above overlay */
}

.business-loan-section .section-title {
    font-size: 2.8rem;
    font-weight: 700;
    margin-bottom: 15px;
	color: whitesmoke;
}

.business-loan-section .section-subtitle {
    font-size: 1.2rem;
    margin-bottom: 40px;
    color: #f1f1f1;
}

.business-loan-section .feature-card {
    background: rgba(0, 0, 0, 0.7);
    border-radius: 10px;
    padding: 30px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.business-loan-section .feature-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.5);
}

.business-loan-section .feature-icon {
    font-size: 3rem;
    color: #f43f00; /* gold/yellow highlight */
    margin-bottom: 15px;
}

.business-loan-section .feature-card h5 {
    font-size: 1.3rem;
    margin-bottom: 10px;
    font-weight: 600;
}

.business-loan-section .feature-card p {
    font-size: 1rem;
    color: #e0e0e0;
}

.business-loan-section .btn-lg {
    padding: 12px 40px;
    font-size: 1.2rem;
}


/*Business Loan section End*/


/*---------------------
Helper CSS
 -----------------------*/

.section-title {
	text-align: center;
}

.section-title h2 {
	font-size: 36px;
	color: #d93b00;
}

.set-bg {
	background-repeat: no-repeat;
	background-size: cover;
	background-position: top center;
}

.spad {
	padding-top: 102px;
	padding-bottom: 102px;
}

.text-white h1,
.text-white h2,
.text-white h3,
.text-white h4,
.text-white h5,
.text-white h6,
.text-white p,
.text-white span,
.text-white li,
.text-white a {
	color: #fff;
}

/*---------------------
Commom elements
 -----------------------*/

.elements-section {
	padding-bottom: 0;
}

.element {
	margin-bottom: 70px;
}

.element .el-title {
	font-weight: 700;
	margin-bottom: 60px;
}

/* buttons */

.site-btn {
	display: inline-block;
	border: none;
	font-size: 14px;
	font-weight: 600;
	min-width: 188px;
	padding: 22px 35px;
	border-radius: 50px;
	text-transform: uppercase;
	background: #f43f00;
	color: #fff;
	line-height: normal;
	cursor: pointer;
	text-align: center;
	align-items: center;
}

.site-btn:hover {
	color: #fff;
}

.site-btn.sb-dark {
	background: #22242b;
}

.site-btn.sb-big {
	min-width: 257px;
}

/* Accordion */

.accordion-area .panel {
	margin-bottom: 16px;
}

.accordion-area .panel-link:after {
	content: "+";
	position: absolute;
	font-size: 18px;
	font-weight: 700;
	right: 32px;
	top: 50%;
	color: #000;
	line-height: 16px;
	margin-top: -8px;
	margin-left: -4px;
}

.accordion-area .panel-header .panel-link.active {
	background: #f43f00;
	color: #fff;
}

.accordion-area .panel-header .panel-link.collapsed {
	background: #ebf0f3;
	color: #22242b;
}

.accordion-area .panel-header .panel-link.collapsed:after {
	content: "+";
	color: #1d1d1d;
}

.accordion-area .panel-link.active:after {
	content: "-";
	margin-top: -10px;
	color: #fff;
}

.accordion-area .panel-link {
	text-align: left;
	border: none;
	position: relative;
	width: 100%;
	padding: 21px 40px;
	padding-right: 45px;
	font-size: 14px;
	font-weight: 700;
	text-transform: uppercase;
	border-radius: 60px;
	color: #000;
	cursor: pointer;
	background: #ebf0f3;
}

.accordion-area .panel-body p {
	margin-bottom: 0;
	padding-top: 25px;
}

/* tab */

.tab-element .nav-tabs {
	border-bottom: none;
}

.tab-element .nav-tabs .nav-link {
	font-size: 14px;
	font-weight: 700;
	color: #1f1f1f;
	border: none;
	padding: 21px 48px;
	margin-right: 6px;
	border-radius: 70px;
	background: #ebf0f3;
	margin-bottom: 10px;
}

.tab-element .nav-tabs .nav-item:last-child .nav-link {
	margin-right: 0;
}

.tab-element .nav-tabs .nav-link.active {
	background: #f43f00;
	color: #fff;
}

.tab-element .nav-tabs .nav-link:focus,
.tab-element .nav-tabs .nav-link:hover {
	border: none;
}

.tab-element .tab-pane p {
	padding-top: 15px;
}

/* Circle progress */

.circle-progress {
	text-align: center;
	display: block;
	position: relative;
	margin-bottom: 30px;
}

.circle-progress canvas {
	-webkit-transform: rotate(90deg);
	transform: rotate(90deg);
}

.circle-progress .progress-info {
	position: absolute;
	width: 100%;
	top: 50%;
	margin-top: -30px;
}

.circle-progress .progress-info h2 {
	font-size: 30px;
	font-weight: 700;
}

.circle-progress .progress-info p {
	font-size: 14px;
	margin-bottom: 0;
	line-height: 1.2;
}

/* Milestones */

.milestone {
	margin-bottom: 30px;
}

.milestone-icon {
	float: left;
	font-size: 62px;
	color: #f43f00;
	width: 75px;
}

.milestone-text {
	overflow: hidden;
	padding-top: 15px;
}

.milestone-text h3 {
	font-weight: 700;
}

.milestone-text p {
	margin-bottom: 0;
}

/* Icon Box */

.icon-box-item {
	margin-bottom: 30px;
}

.icon-box-item .ib-icon {
	width: 76px;
	height: 76px;
	display: -webkit-box;
	display: -ms-flexbox;
	display: flex;
	-webkit-box-align: center;
	-ms-flex-align: center;
	align-items: center;
	-webkit-box-pack: center;
	-ms-flex-pack: center;
	justify-content: center;
	font-size: 39px;
	color: #f43f00;
	border: 3px solid #f43f00;
	border-radius: 50%;
	float: left;
	margin-right: 20px;
	-webkit-transition: all 0.4s;
	transition: all 0.4s;
}

.icon-box-item .ib-text {
	overflow: hidden;
	padding-top: 3px;
}

.icon-box-item .ib-text h5 {
	margin-bottom: 15px;
}

.icon-box-item:hover .ib-icon {
	background: #f43f00;
	color: #fff;
}

/* Preloder */

#preloder {
	position: fixed;
	width: 100%;
	height: 100%;
	top: 0;
	left: 0;
	z-index: 999999;
	background: #000;
}

.loader {
	width: 40px;
	height: 40px;
	position: absolute;
	top: 50%;
	left: 50%;
	margin-top: -13px;
	margin-left: -13px;
	border-radius: 60px;
	animation: loader 0.8s linear infinite;
	-webkit-animation: loader 0.8s linear infinite;
}

@keyframes loader {
	0% {
		-webkit-transform: rotate(0deg);
		transform: rotate(0deg);
		border: 4px solid #f44336;
		border-left-color: transparent;
	}
	50% {
		-webkit-transform: rotate(180deg);
		transform: rotate(180deg);
		border: 4px solid #673ab7;
		border-left-color: transparent;
	}
	100% {
		-webkit-transform: rotate(360deg);
		transform: rotate(360deg);
		border: 4px solid #f44336;
		border-left-color: transparent;
	}
}

@-webkit-keyframes loader {
	0% {
		-webkit-transform: rotate(0deg);
		border: 4px solid #f44336;
		border-left-color: transparent;
	}
	50% {
		-webkit-transform: rotate(180deg);
		border: 4px solid #673ab7;
		border-left-color: transparent;
	}
	100% {
		-webkit-transform: rotate(360deg);
		border: 4px solid #f44336;
		border-left-color: transparent;
	}
}

/*------------------
Header section
 ---------------------*/

.header-section {
	position: absolute;
	width: 100%;
	left: 0;
	top: 0;
	padding-left: 53px;
	background: rgba(0, 0, 0, 0.7);
	z-index: 999;
}

.header-nav {
	text-align: right;
}

.site-logo {
	display: inline-block;
	padding: 33px 0;
	width: 700px;   /* Change to desired width */
    height: auto; 
}

.main-menu {
	display: inline-block;
	padding-right: 50px;
}

.main-menu li {
	display: inline-block;
	position: relative;
}

.main-menu li a {
	display: block;
    color: #ffffff;
	font-weight: 600;
	padding: 33px 5px;
	margin-right: 55px;
		
}

.main-menu > li > a:hover,
.main-menu > li > a.active {
    color: #28a745 !important; /* green */
}

.main-menu li:hover>.sub-menu {
	visibility: visible;
	opacity: 1;
	margin-top: 0;
}

.main-menu .sub-menu {
	position: absolute;
	list-style: none;
	width: 220px;
	left: 0;
	top: 100%;
	text-align: left;
	padding: 20px 0;
	visibility: hidden;
	opacity: 0;
	margin-top: 50px;
	background: greenyellow;
	z-index: 99;
	-webkit-transition: all 0.4s;
	transition: all 0.4s;
	-webkit-box-shadow: 2px 7px 20px rgba(0, 0, 0, 0.15);
	box-shadow: 2px 7px 20px rgba(0, 0, 0, 0.15);
}

.main-menu .sub-menu li {
	display: block;
}

.main-menu .sub-menu li a {
	display: block;
	color:#000;
	margin-left: 0;
	padding: 5px 20px;
}

.main-menu .sub-menu li a:hover {
	color: #f43f00;
}

.header-right {
	display: -webkit-inline-box;
	display: -ms-inline-flexbox;
	display: inline-flex;
}

.header-right .hr-btn {
	color: #fff;
	font-size: 16px;
	font-weight: 700;
	background: #313038;
	padding: 36px 30px 36px 60px;
	line-height: 1.2;
	position: relative;
}

.header-right .hr-btn i {
	position: absolute;
	width: 32px;
	height: 32px;
	top: 29px;
	left: 12px;
	display: inline-block;
	text-align: center;
	background: #f43f00;
	border-radius: 50%;
	font-size: 16px;
	font-weight: 300;
	padding-top: 6px;
	margin-right: 16px;
}

.header-right .hr-btn.hr-btn-2 {
	background: #f43f00;
	padding: 36px 20px;
	min-width: 236px;
	text-align: center;
}

.slicknav_menu {
	display: none;
}

/* ----------------
Hero section
 ---------------------*/

.hero-section {
	padding-top: 191px;
	padding-bottom: 108px;
	position: relative;
}

.hero-section .container {
	position: relative;
	z-index: 99;
}

.hero-slider {
	position: absolute;
	width: 100%;
	height: 100%;
	left: 0;
	top: 0;
}

.hero-slider .owl-stage-outer,
.hero-slider .owl-stage,
.hero-slider .owl-item,
.hero-slider .hs-item {
	height: 100%;
}

.hero-slider .owl-dots {
	position: absolute;
	max-width: 1146px;
	width: 100%;
	bottom: 34px;
	left: calc(50% - 573px);
}

.hero-slider .owl-dots .owl-dot {
	display: inline-block;
	width: 8px;
	height: 8px;
	border-radius: 10px;
	margin-right: 7px;
	background: #fff;
}

.hero-slider .owl-dots .owl-dot:last-child {
	margin-right: 0;
}

.hero-slider .owl-dots .owl-dot.active {
	background: #f43f00;
}

.hs-text {
	padding-top: 95px;
	padding-right: 10px;
}

.hs-text h2 {
	font-size: 60px;
	color: #fff;
	margin-bottom: 30px;
	line-height: 1.1;
}

.hs-text p {
	color: #fff;
	margin-bottom: 30px;
}

.hero-form {
	background: #22242b;
	padding: 63px 42px 73px;
}

.hero-form input {
	width: 100%;
	height: 49px;
	padding: 5px 26px;
	margin-bottom: 30px;
	border: none;
	font-size: 14px;
	color: #838383;
	font-style: italic;
}

.hero-form p {
	font-size: 11px;
	font-style: italic;
	margin-bottom: 25px;
}

/* ----------------
CTA section
 ---------------------*/

.cta-section {
	text-align: center;
	padding: 100px 0 78px;
}

.cta-section h2 {
	font-size: 48px;
	margin-bottom: 10px;
}

.cta-section h2 strong {
	font-weight: 900;
	color: #f43f00;
}

.cta-section h5 {
	color: #74757b;
	margin-bottom: 35px;
}

/* ----------------
Feature section
 ---------------------*/

.feature-item {
	margin-bottom: 70px;
}

.feature-item:last-child {
	margin-bottom: 0;
}

.feature-text {
	padding-top: 50px;
}

.feature-text h2 {
	margin-bottom: 35px;
}

.feature-text p {
	margin-bottom: 38px;
}

.readmore {
	font-size: 16px;
	color: #f43f00;
	font-weight: 900;
}

.readmore img {
	padding-left: 6px;
	margin-bottom: 0;
}

.help-section {
    background: url('img/bg.jpg') no-repeat center center/cover; /* sets the background image */
    color: #fff; /* default text color for the section */
    position: relative;
    padding: 80px 0; /* adjust spacing as needed */
}

/* Optional: add a dark overlay for better readability */
.help-section::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.5); /* semi-transparent dark overlay */
    z-index: 1;
}

.help-section > .container {
    position: relative;
    z-index: 2; /* keeps content above overlay */
}

/* Keep list items styled */
.help-list li {
    padding: 6px 0;
    padding-left: 60px;
    margin-bottom: 22px;
    font-size: 18px;
    font-weight: 600;
    color: #fff;
    position: relative;
	list-style: none;
}

.help-list li::after {
    position: absolute;
    content: url('../img/ok-icon.png');
    left: 0;
    top: -1px;
}

/* All other text in the section */
.help-section h2,
.help-section h3,
.help-section h4,
.help-section h5,
.help-section p,
.help-section span {
    color: #fff;
}

/*ABOUT SECTION START*/
.about-section {
  background: #f8f9fa;
  color: #333;
}

.about-section .section-title {
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.about-section .section-subtitle {
  font-size: 1.2rem;
  color: #666;
}

.about-card {
  background: #fff;
  border-radius: 10px;
  transition: all 0.3s ease;
}

.about-card:hover {
  transform: translateY(-8px);
  box-shadow: 0px 6px 18px rgba(0, 0, 0, 0.2);
}


/*ABOUT SECTION END */


/*----LOAN TABLE----*/

.table {
  background-color: #555;   /* grey background */
  color: #fff;              /* white text */
}

.table th {
  background-color: #333;   /* darker grey for header */
  color: #fff;
}

.table td {
  background-color: #555;   /* same grey as table body */
  color: #fff;
}

/* Optional: Hover effect for rows */
.table tbody tr:hover {
  background-color: #666;   /* lighter grey on hover */
  color: #fff;
}


/* ----------------
Info section
 ---------------------*/

.info-section {
	padding-bottom: 90px;
}

.info-text {
	padding-top: 30px;
}

.info-text h2 {
	margin-bottom: 10px;
	font-weight: 700;
}

.info-text h5 {
	margin-bottom: 35px;
	color: #76787f;
}

.info-text p {
	margin-bottom: 40px;
}

.info-text ul {
	list-style: none;
}

.info-text ul li {
	font-size: 30px;
	font-weight: 700;
	color: #f43f00;
	margin-bottom: 10px;
}

/* ----------------
Score section
 ---------------------*/

.score-section .container {
	padding: 103px 15px 95px;
	position: relative;
}

.score-section h2 {
	font-size: 60px;
	margin-bottom: 13px;
}

.score-section h4 {
	margin-bottom: 45px;
	line-height: 1.4;
}

.score-section .hand-img {
	position: absolute;
	right: 170px;
	bottom: 0;
}

/* ----------------
Footer section
 ---------------------*/
 
 .footer-section {
    background: #222;
    color: #fff;
    padding: 15px 0;
    font-family: 'Open Sans', sans-serif;
    font-size: 16px;
	
}

.footer-links-row {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 5px;
}

.footer-links-row a {
    color: #fff;
    text-decoration: none;
    position: relative;
    font-size: 16px; /* bigger font */
	font-weight: bold;
    padding-left: 20px;
    transition: color 0.3s ease;
}

.footer-links-row a::before {
    content: "•"; /* bullet */
    color: #f43f00;  /* bullet color */
    position: absolute;
    left: 0;
    top: 0;
    font-size: 22px; /* bigger bullet */
    line-height: 1;
}

.footer-links-row a:first-child::before {
    content: ""; /* remove bullet for first link */
}

.footer-links-row a:hover {
    color: #f43f00;/* link turns orange on hover */
}

.footer-contact-row {
    margin-bottom: 5px;
    font-size: 14px;
}

.footer-bottom {
    font-size: 13px;
}

/* ----------------
Other Pages
 ---------------------*/
/* Loan Refinancing Section */
/* Loan Refinancing Section */
.loan-refinance-section {
    color: #fff;
    position: relative;
    padding: 60px 30px 80px 30px; /* Top padding increased to avoid header overlap */
}

.loan-refinance-section::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: whitesmoke; /* dark overlay for readability */
    z-index: 1;
}

.loan-refinance-section .container {
    position: relative;
    z-index: 2; /* Keep content above overlay */
}

/* Section Titles */
.loan-refinance-section .section-title {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 10px;
	color: #f43f00;
}

.loan-refinance-section .section-subtitle {
    font-size: 1.2rem;
    margin-bottom: 50px;
    color: black;
}

/* Feature cards */
.loan-refinance-section .feature-card {
    background: rgba(0,0,0,0.08);
    border-radius: 12px;
    padding: 30px 20px;
    transition: all 0.3s ease;
}

.loan-refinance-section .feature-card:hover {
    background: rgba(255, 255, 255, 0.15);
    transform: translateY(-5px);
}

.loan-refinance-section .feature-icon {
    font-size: 3rem;
    color: #f43f00; /* gold color for icons */
    margin-bottom: 20px;
}

/* Feature card headings */
.loan-refinance-section .feature-card h5 {
    font-size: 1.25rem;
    margin-bottom: 10px;
}

/* Feature card paragraphs */
.loan-refinance-section .feature-card p {
    font-size: 1rem;
    line-height: 1.5;
}

/* CTA button */
.loan-refinance-section .btn-primary {
    background-color: #f43f00;
}
/* Registration Page */

/* Registration Section with Background */
.registration-section {
background: url('img/yflbg.jpg') no-repeat center center/cover;
  position: relative;
  padding: 60px 0;
}  /* <-- you forgot this closing bracket */

/* Add a dark overlay to improve readability */
.registration-section::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.5); /* dark overlay */
  z-index: 1;
}
.registration-section h2{

	color: whitesmoke;
}
/* Form wrapper */
.registration-section .container {
  position: relative;
  z-index: 2; /* keep form above overlay */
}

.registration-section form {
  background: rgba(255, 255, 255, 0.9); /* white transparent card */
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0px 4px 12px rgba(0, 0, 0, 0.5);
}

/*Registration Page ends*/

.page-top-section {
	height: 403px;
	padding-top: 190px;
}

.page-top-section h2 {
	font-size: 48px;
	color: #fff;
}

.site-breadcrumb .sb-item {
	font-size: 14px;
	color: #fff;
	position: relative;
	padding-right: 9px;
}

.site-breadcrumb .sb-item:after {
	position: absolute;
	content: "/";
	font-size: 14px;
	color: #fff;
	right: 0;
	top: 0;
}

.site-breadcrumb .sb-item:last-child:after {
	display: none;
}

/* ----------------
About Page
 ------------------*/

.about-text {
	padding-top: 20px;
}

.about-text h2 {
	font-weight: 700;
	margin-bottom: 50px;
}

.about-text p {
	margin-bottom: 40px;
}

.review-section {
	background: #22242b;
}

.review-item {
	padding-right: 15px;
	padding-top: 30px;
}

.review-item p {
	color: #a4a6ae;
	margin-bottom: 25px;
}

.review-item h6 {
	font-weight: 700;
	color: #f43f00;
}

.review-item h6 span {
	font-size: 14px;
	font-weight: 400;
	color: #a4a6ae;
}

.rating {
	margin-bottom: 25px;
}

.rating i {
	display: inline-block;
	margin-right: 3px;
	font-size: 18px;
	color: #ffd200;
}

.authorities-section h2 {
	font-weight: 700;
	margin-bottom: 90px;
}

.authoritie-item {
	padding-right: 15px;
	margin-bottom: 30px;
}

.authoritie-item img {
	margin-bottom: 30px;
}

.authoritie-item h4 {
	padding-right: 30px;
	font-weight: 700;
	margin-bottom: 30px;
	line-height: 1.4;
}

.authoritie-item p {
	margin-bottom: 30px;
}

.authoritie-item .readmore img {
	margin-bottom: 0;
}

/* --------------
Loans Page
 ------------------*/

.loans-text {
	padding-top: 15px;
}

.loans-text h2 {
	font-weight: 700;
	margin-bottom: 30px;
	line-height: 1.4;
}

.loans-text p {
	margin-bottom: 30px;
}

.loans-text ul {
	padding-left: 40px;
	list-style: none;
	margin-bottom: 40px;
}

.loans-text ul li {
	font-size: 14px;
	font-weight: 600;
	margin-bottom: 25px;
	padding-left: 30px;
	position: relative;
}

.loans-text ul li:after {
	position: absolute;
	content: url("../img/check-icon.png");
	left: 0;
	top: 2px;
}

/*----MEL CALC*/

.loan-calculator-overlay {
  background: rgba(0, 0, 0, 0.5); /* semi-transparent dark background */
  padding: 25px 30px;
  border-radius: 10px;
  max-width: 400px;
  margin: auto;
  color: #000; /* black text */
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.3);
}

.calc-title {
  font-size: 20px;
  margin-bottom: 20px;
  font-weight: 700;
  text-align: center;
  color: #f43f00; /* black */
  text-shadow: none;
}

.calc-form .form-row {
  margin-bottom: 15px;
}

.calc-label {
  display: block;
  margin-bottom: 6px;
  font-weight: 600;
  color: #fff;/* black labels */
  text-shadow: none;
}

.calc-input,
.calc-select {
  width: 100%;
  padding: 10px 12px;
  border-radius: 5px;
  border: none;
  font-size: 15px;
  background: rgba(255, 255, 255, 0.85); /* lighter background for readability */
  color: #000; /* black text */
  box-shadow: inset 0 0 5px rgba(0,0,0,0.1);
  transition: background 0.3s ease;
}

.calc-input::placeholder {
  color: #555;
}

.calc-input:focus,
.calc-select:focus {
  background: #fff;
  outline: none;
  color: #000;
}

.calc-readonly {
  cursor: not-allowed;
  color: #555;
  background: rgba(230, 230, 230, 0.9);
  text-shadow: none;
}

.result-box {
  background: rgba(255, 255, 255, 0.9);
  padding: 15px 20px;
  border-radius: 8px;
  margin-top:20px;
}

/*---END MEL CALC */


.lc-control-btn {
	display: -webkit-inline-box;
	display: -ms-inline-flexbox;
	display: inline-flex;
	-webkit-box-align: center;
	-ms-flex-align: center;
	align-items: center;
	-webkit-box-pack: center;
	-ms-flex-pack: center;
	justify-content: center;
	width: 30px;
	height: 30px;
	font-size: 18px;
	background: #ebf0f3;
	margin-bottom: 50px;
	border-radius: 40px;
	font-weight: 700;
	font-style: italic;
	cursor: pointer;
}

.lc-control-btn.ici {
	float: right;
}

.ui-widget-content {
	border: none;
	background: #ebf0f3;
}

.ui-widget.ui-widget-content {
	border: none;
}

.ui-widget-header {
	background: #ebf0f3;
	border-radius: 0;
}

.ui-slider-horizontal {
	height: 5px;
}

.ui-slider .ui-slider-handle {
	top: -17px;
	width: 93px;
	height: 41px;
	border: none;
	color: #fff;
	font-size: 16px;
	font-weight: 600;
	padding-top: 10px;
	border-radius: 80px;
	text-align: center;
	background: #f43f00;
}

.ui-slider .ui-slider-handle:focus {
	outline: 0;
}

.calculator-scale {
	position: relative;
	margin-bottom: 10px;
	height: 17px;
}

.calculator-scale span {
	height: 13px;
	width: 2px;
	background: #ebf0f3;
	position: absolute;
	top: 4px;
}

.calculator-scale span:nth-child(1) {
	left: 0;
}

.calculator-scale span:nth-child(2) {
	left: 25%;
	margin-left: -1px;
}

.calculator-scale span:nth-child(3) {
	left: 50%;
	margin-left: -1px;
}

.calculator-scale span:nth-child(4) {
	left: 75%;
	margin-left: -1px;
}

.calculator-scale span:nth-child(5) {
	right: 0;
}

.lone-values {
	margin-bottom: 35px;
}

.lone-value {
	display: inline-block;
	font-size: 16px;
	font-weight: 600;
	color: #74757b;
}

.lone-value.lv-step {
	float: right;
	padding-right: 3px;
}

.services-section {
	padding: 60px 0 90px;
}

.service-item {
	margin-bottom: 30px;
}

.service-item h4 {
	font-weight: 700;
	padding: 40px 0 30px;
}

.service-item p {
	margin-bottom: 40px;
}

/* ----------------
Blog Page
 ------------------*/

.blog-post {
	margin-bottom: 68px;
}

.blog-date {
	display: inline-block;
	min-width: 137px;
	padding: 10px;
	margin: 35px 0 22px;
	font-size: 12px;
	font-weight: 700;
	line-height: 1.1;
	text-align: center;
	border-radius: 40px;
	text-transform: uppercase;
	color: #fff;
	background: #f43f00;
}

.blog-title {
	font-size: 24px;
	font-weight: 700;
	margin-bottom: 10px;
}

.blog-metas {
	margin-bottom: 30px;
}

.blog-metas .blog-meta {
	display: inline-block;
	font-size: 11px;
	font-weight: 600;
	padding-right: 12px;
	margin-right: 8px;
	color: #b2b4bd;
	position: relative;
}

.blog-metas .blog-meta:after {
	position: absolute;
	content: "|";
	font-size: 11px;
	font-weight: 600;
	color: #b2b4bd;
	right: 0;
	top: 0;
}

.blog-metas .blog-meta:last-child:after {
	display: none;
}

.site-pagination {
	padding-top: 15px;
}

.site-pagination a {
	display: inline-block;
	font-size: 16px;
	font-weight: 600;
	color: #949599;
	margin-right: 3px;
}

.site-pagination a.active {
	color: #f43f00;
}

.sb-widget {
	margin-bottom: 56px;
}

.sb-widget:last-child {
	margin-bottom: 0;
}

.sb-widget .sb-title {
	font-size: 22px;
	font-weight: 700;
	margin-bottom: 35px;
}

.sb-widget ul {
	list-style: none;
}

.sb-widget ul li a {
	display: inline-block;
	color: #74757b;
	font-size: 14px;
	margin-bottom: 10px;
}

.sb-widget .search-form {
	position: relative;
}

.sb-widget .search-form input {
	width: 100%;
	height: 59px;
	padding-left: 24px;
	padding-right: 59px;
	border: none;
	border-bottom: 2px solid #f43f00;
	background: #ebf0f3;
}

.sb-widget .search-form button {
	position: absolute;
	height: 100%;
	right: 0;
	top: 0;
	padding: 0 24px 5px 10px;
	border: none;
	background: transparent;
}

.sb-widget .tags a {
	font-size: 14px;
	color: #22242b;
	display: inline-block;
	padding: 6px 25px;
	border-radius: 40px;
	margin-bottom: 10px;
	margin-right: 3px;
	background: #dbe7f1;
	-webkit-transition: all 0.3s;
	transition: all 0.3s;
}

.sb-widget .tags a:hover {
	background: #f43f00;
	color: #fff;
}

/* ----------------
Contact Page
 ------------------*/

.contact-text {
	padding-right: 5px;
}

.contact-text h2 {
	font-weight: 700;
	margin-bottom: 38px;
}

.contact-text p {
	margin-bottom: 30px;
}

.contact-text ul {
	margin-bottom: 40px;
	list-style: none;
}

.contact-text ul li {
	font-size: 14px;
	font-weight: 600;
	margin-bottom: 10px;
}

.contact-text ul li i {
	font-size: 29px;
	color: #f43f00;
	display: inline-block;
	width: 41px;
	position: relative;
	top: 5px;
	font-weight: 400;
}

.social-links a {
	display: inline-block;
	width: 32px;
	height: 32px;
	text-align: center;
	font-size: 15px;
	padding-top: 3px;
	color: #cad2d9;
	border: 1px solid #cad2d9;
	border-radius: 50%;
	margin-right: 3px;
}

.social-links a:hover {
	color: #f43f00;
	border-color: #f43f00;
}

.contact-form {
	padding-top: 50px;
}

.contact-form input,
.contact-form textarea {
	width: 100%;
	height: 59px;
	border: none;
	padding: 0 27px;
	margin-bottom: 30px;
	font-size: 14px;
	font-style: italic;
	color: #838383;
	background: #ebf0f3;
}

.contact-form textarea {
	height: 222px;
	padding: 20px 27px 10px;
	margin-bottom: 35px;
	resize: none;
}

.map {
	margin: 100px 0 27px;
	height: 511px;
	position: relative;
	background: #ddd;
}

.map iframe {
	position: absolute;
	width: 100%;
	height: 100%;
	left: 0;
	top: 0;
}

@media (min-width: 1200px) {
	.container {
		max-width: 1176px;
	}
}

@media only screen and (min-width: 1200px) and (max-width: 1360px) {
	.main-menu {
		padding-right: 0;
	}
	.main-menu li a {
		margin-right: 30px;
	}
	.header-right .hr-btn.hr-btn-2 {
		min-width: 210px;
	}
}

/* Medium screen : 992px. */

@media only screen and (min-width: 992px) and (max-width: 1199px) {
	.header-section {
		padding-left: 15px;
	}
	.main-menu {
		padding-right: 0;
	}
	.main-menu li a {
		margin-right: 15px;
	}
	.header-right .hr-btn.hr-btn-2 {
		min-width: auto;
	}
	.score-section .hand-img {
		right: 0;
	}
	.hero-slider .owl-dots {
		max-width: 930px;
		left: calc(50% - 465px);
	}
}

/* Tablet :768px. */

@media only screen and (min-width: 768px) and (max-width: 991px) {
	.header-section {
		padding: 0 25px;
	}
	.main-menu {
		padding-right: 0;
	}
	.main-menu li a {
		margin-right: 0;
		margin-left: 30px;
	}
	.header-right {
		display: none;
	}
	.hero-slider .owl-dots {
		max-width: 690px;
		left: calc(50% - 345px);
	}
	.hs-text {
		margin-bottom: 50px;
		padding-top: 0;
	}
	.icon-box-item .ib-icon {
		float: none;
		margin-bottom: 20px;
	}
	.score-section .hand-img {
		display: none;
	}
	.sidebar {
		padding-top: 50px;
	}
}

/* Large Mobile :480px. */

@media only screen and (max-width: 767px) {
	.header-section {
		overflow: hidden;
		padding: 0 25px;
	}
	.main-menu {
		display: none;
	}
	.slicknav_menu {
		padding: 0;
		display: block;
		background: transparent;
	}
	.slicknav_btn {
		background: #616161;
		margin-top: 29px;
	}
	.slicknav_nav {
		background: #22242b;
		margin-bottom: 30px;
	}
	.slicknav_nav a {
		margin: 0;
		padding: 10px 20px;
		border-bottom: 1px solid #111;
	}
	.slicknav_nav a:hover {
		color: #f43f00;
		border-radius: 0;
		background: #0b0e25;
	}
	.slicknav_nav .slicknav_row {
		padding: 10px 20px;
		margin: 0;
	}
	.slicknav_nav .slicknav_row:hover {
		border-radius: 0;
		background: #0b0e25;
	}
	.slicknav_parent:hover {
		background: #22242b;
		color: #f43f00;
	}
	.header-right {
		display: none;
	}
	.hero-slider .owl-dots {
		left: 0;
		padding: 0 15px;
		text-align: center;
	}
	.hs-text {
		margin-bottom: 50px;
		padding-top: 0;
	}
	.score-section h2,
	.hs-text h2 {
		font-size: 50px;
	}
	.score-section .hand-img {
		display: none;
	}
	.sidebar {
		padding-top: 50px;
	}
	.loans-calculator {
		padding: 70px 45px;
	}
}

/* Small Mobile :320px. */

@media only screen and (max-width: 479px) {
	.header-section {
		padding: 0 15px;
	}
	.loans-calculator {
		padding: 50px 15px;
	}
	.loans-calculator p {
		padding-right: 0;
	}
	.score-section h2,
	.hs-text h2,
	.cta-section h2 {
		font-size: 36px;
	}
	.hero-form {
		padding: 40px 20px 50px;
	}
	.icon-box-item .ib-icon {
		float: none;
		margin-bottom: 20px;
	}
	.site-btn.sb-big {
		min-width: auto;
	}
	.info-text ul li {
		font-size: 16px;
	}
	.loans-text ul {
		padding-left: 0;
	}
}

/* Loan Products Section */
.loan-products {
    padding: 60px 0;
}

.loan-card {
    background: #fff;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 2px 15px rgba(0,0,0,0.08);
    text-align: center;
    padding: 20px;
    transition: all 0.3s ease;
}

.loan-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 20px rgba(0,0,0,0.12);
}

.loan-img {
    width: 100%;
    height: 200px;
    object-fit: cover;
    border-bottom: 3px solid #f3f3f3;
}

.loan-card h4 {
    font-size: 22px;
    margin: 20px 0 10px;
    color: #333;
    font-weight: 600;
}

.loan-card p {
    font-size: 15px;
    color: #555;
    margin-bottom: 15px;
}

.read-more {
    color: #fff;
    background: #e53935;
    padding: 8px 16px;
    border-radius: 5px;
    font-size: 14px;
    text-decoration: none;
    transition: background 0.3s;
}

.read-more:hover {
    background: #c62828;
}

.loan-btn-wrapper {
    display: flex;
    justify-content: center; /* center horizontally */
    margin-top: 30px;        /* space from row */
}